What is Avalon?
Avalon Labs stands as the premier Bitcoin-focused lending ecosystem, uniquely positioned at the intersection of DeFi, CeDeFi, and RWA (Real-World Asset) lending. By bridging these three key narratives, Avalon Labs has established itself as a foundational player in the rapidly evolving landscape of decentralized finance. Formerly known as Avalon Finance, the platform has emerged as the largest lending marketplace dedicated to Bitcoin Layer 2 solutions and liquid staking derivatives (LSDs).
Avalon Labs also pioneers the integration of overcollateralized Bitcoin-backed loans, providing seamless access to fiat liquidity through Bitcoin as collateral. With a focus on unlocking the full potential of Bitcoin, Avalon Labs is not just transforming the way digital assets are leveraged in DeFi, but also leading innovation in CeDeFi to cater to institutional needs - aka Bitcoin Backed Loans for Fiat. Through its dynamic platform, Avalon is becoming a cornerstone in the future of Bitcoin finance, where decentralized and centralized models converge to create more efficient, scalable, and secure lending solutions.
Why We Are Building on Kaia Chain
Avalon Labs is building on the Kaia chain to leverage its focus on community, sustainability, and simplicity, values that align with Avalon’s vision for decentralized finance. Kaia’s emphasis on fostering inclusive ecosystems and promoting blockchain adoption through user-friendly, open-source technology makes it an ideal platform for Avalon to expand its CeDeFi and BTC LSDFi initiatives. With Kaia’s goal to streamline blockchain experiences for users across the globe, Avalon Labs sees an opportunity to engage a wider audience while ensuring their products are built on a foundation that prioritizes long-term impact and growth.
Additionally, the Kaia chain’s collaboration with leading DeFi projects and its strategic partnerships, such as the integration of global blue-chip DeFi protocols, provide Avalon Labs with a robust ecosystem to enhance liquidity and security for its lending products. Kaia’s dedication to simplifying DeFi through initiatives like its partnership with LINE NEXT ensures that Avalon Labs can deliver a seamless and accessible user experience, vital for the mass adoption of their innovative financial solutions. By building on Kaia, Avalon Labs is positioned to expand its footprint in the rapidly evolving blockchain space, capitalizing on Kaia’s strong technological infrastructure and forward-thinking approach.
What have we achieved so far?
Avalon Labs is pioneering CeDeFi lending with the industry’s first Bitcoin-backed loans for fiat at a fixed APR of just 8%—an industry low. Since our launch in February, we’ve achieved exceptional product-market fit, with over $100M+ in market value and more than $40M in active loans. Our growth trajectory has been remarkable, with total value locked (TVL) exceeding $725M, making us one of the fastest-growing lending platforms. Backed by 15 man team, we’ve been able to unlock significant value across multiple chains, cementing our leadership on Bitlayer BTC L2, Merlin, and other prominent platforms. We remain deeply committed to L1 primitives, with active collaboration on the BNB chain.
One of our unique differentiators is our early adoption of FBTC as collateral, a cutting-edge asset class. Our close partnership with Babylon has further validated our approach, as we are one of the first lending protocols recognized by Babylon, with plans to list over 8 LSDfi assets within the month. Additionally, we are developing our first collateralized debt position (CDP), drawing comparisons to $DAI in terms of stablecoin innovation. With $725M in TVL and $225M in outstanding loans across chains, Avalon Labs ensures that no asset sits idle, maximizing capital efficiency and yield generation across the entire ecosystem.
What values you’ll be bringing to the chain?
We are committed to bringing not just our 80-90k active users, but also our substantial TVL to Kaia Chain, amplifying its visibility beyond the APAC region and into niche markets worldwide. Our efforts will help drive Kaia Chain’s global reach, positioning it as a key player in the blockchain ecosystem. By leveraging Kaia’s seamless Web2 touchpoints, we’ll play a pivotal role in onboarding millions of users, ensuring widespread adoption.
Beyond our direct contributions, we will actively engage with our partners to advocate for Kaia Chain, introducing and integrating those who align with Kaia’s vision. Together, we aim to support Kaia in achieving her full potential on the world stage.
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